tag:blogger.com,1999:blog-2371295367923834063.post6641539107829450784..comments2023-06-24T10:06:17.874-05:00Comments on Dividends4Life: The First Steps To InvestingUnknownnoreply@blogger.comBlogger6125tag:blogger.com,1999:blog-2371295367923834063.post-47639193570181383952008-05-22T19:28:00.000-05:002008-05-22T19:28:00.000-05:00Interesting point on the gold, it makes me think o...Interesting point on the gold, it makes me think of how some investments are better for mid-term than long term. Kind of like the S&P 500 performance the last couple of years.<BR/><BR/>It sounds like ETF is no different than stocks because of the commissions involved.Unknownhttps://www.blogger.com/profile/08897947517051583099noreply@blogger.comtag:blogger.com,1999:blog-2371295367923834063.post-31070483229257373362008-05-22T11:32:00.000-05:002008-05-22T11:32:00.000-05:00I think that D4L touched great on most of the ques...I think that D4L touched great on most of the questions that readers had asked him. As far as the Gold investments are concerned, yes over the past 9 years GOLD has indeed outperformed the S&P 500. But you know what? Gold has been a terrible long-term investment for many decades. Asides from the 1970's and early 2000's gold investors have had their nerves tested with long periods of flat or Dhttps://www.blogger.com/profile/11197290990687067072noreply@blogger.comtag:blogger.com,1999:blog-2371295367923834063.post-84340600518848594762008-05-21T22:14:00.000-05:002008-05-21T22:14:00.000-05:00@Anon: I am not that familiar with gold investment...@Anon: I am not that familiar with gold investments.<BR/><BR/>Dividend Tree: ETF distributions are categorized by source. Based on my 1099, I received qualified dividends from IYR, IYM, VIG, VFH AND VTI.<BR/><BR/>@TheLocoMono: ETFs will perform exactly like a mutual fund. many ETFs are managed by the same company with a similar fund. The upside to ETFs is that they are more tax efficient, the Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2371295367923834063.post-62336300147504642062008-05-21T21:30:00.000-05:002008-05-21T21:30:00.000-05:00I don't understand exactly what all the hype is ab...I don't understand exactly what all the hype is about ETF other than the fact they appear to be more tax-friendly. <BR/><BR/>Is there any projections for how an ETF would accumulate over 40 years like they do with the mutual funds?<BR/><BR/>Great series of advice. <BR/><BR/>I don't know about 1K in an Emergency Fund though. How old would you consider your kids to be starting out to have 1K in Unknownhttps://www.blogger.com/profile/08897947517051583099noreply@blogger.comtag:blogger.com,1999:blog-2371295367923834063.post-4404664121379330482008-05-21T21:18:00.000-05:002008-05-21T21:18:00.000-05:00D4L,One of the major issue I have with ETFs (inclu...D4L,<BR/><BR/>One of the major issue I have with ETFs (including dividend focused) is their distribution is "ordinary income" which is taxed higher. This reduces the real return. While a "carefully invested" same amount in group of dividend stock, I would "tend" to get similar returns with less tax. So diversification through ETF comes at cost. Question is how to balance it ? <BR/><BR/>Excellent Dividend Treehttps://www.blogger.com/profile/01158365117506993948noreply@blogger.comtag:blogger.com,1999:blog-2371295367923834063.post-89062334359301830522008-05-21T15:23:00.000-05:002008-05-21T15:23:00.000-05:00About your Vanguard Index Fund. I don't like anyth...About your Vanguard Index Fund. I don't like anything priced in USD. Compared to Gold. Yes I am Gold Bug but gold is money!!!<BR/><BR/>In 2000 <BR/>Gold $250 / 1 share VFINX 120 = 2.08 Oz. of Gold<BR/><BR/>In 2008<BR/>Gold $ 930 / VFINX 130 = 7.15 Oz. of Gold<BR/><BR/>for Vanguard to keep up with inflation and devaluing of the USD. Vanguard Index would have to be 1860. The index should be worth Anonymousnoreply@blogger.com