tag:blogger.com,1999:blog-2371295367923834063.post6641539107829450784..comments2008-05-22T19:28:30.100-05:00D4Lnoreply@blogger.comBlogger6125tag:blogger.com,1999:blog-2371295367923834063.post-47639193570181383952008-05-22T19:28:00.000-05:002008-05-22T19:28:00.000-05:00

Interesting point on the gold, it makes me think of how some investments are better for mid-term than long term. Kind of like the S&P 500 performance the last couple of years.<BR/><BR/>It sounds like ETF is no different than stocks because of the commissions involved.

TheLocoMonohttp://www.blogger.com/profile/08897947517051583099noreply@blogger.comtag:blogger.com,1999:blog-2371295367923834063.post-31070483229257373362008-05-22T11:32:00.000-05:002008-05-22T11:32:00.000-05:00

I think that D4L touched great on most of the questions that readers had asked him. As far as the Gold investments are concerned, yes over the past 9 years GOLD has indeed outperformed the S&P 500. But you know what? Gold has been a terrible long-term investment for many decades. Asides from the 1970's and early 2000's gold investors have had their nerves tested with long periods of flat or

Dividend Growth Investorhttp://www.blogger.com/profile/11197290990687067072noreply@blogger.comtag:blogger.com,1999:blog-2371295367923834063.post-84340600518848594762008-05-21T22:14:00.000-05:002008-05-21T22:14:00.000-05:00

@Anon: I am not that familiar with gold investments.<BR/><BR/>Dividend Tree: ETF distributions are categorized by source. Based on my 1099, I received qualified dividends from IYR, IYM, VIG, VFH AND VTI.<BR/><BR/>@TheLocoMono: ETFs will perform exactly like a mutual fund. many ETFs are managed by the same company with a similar fund. The upside to ETFs is that they are more tax efficient, the

Dividends4Lifehttp://www.dividends4life.comnoreply@blogger.comtag:blogger.com,1999:blog-2371295367923834063.post-62336300147504642062008-05-21T21:30:00.000-05:002008-05-21T21:30:00.000-05:00

I don't understand exactly what all the hype is about ETF other than the fact they appear to be more tax-friendly. <BR/><BR/>Is there any projections for how an ETF would accumulate over 40 years like they do with the mutual funds?<BR/><BR/>Great series of advice. <BR/><BR/>I don't know about 1K in an Emergency Fund though. How old would you consider your kids to be starting out to have 1K in

TheLocoMonohttp://www.blogger.com/profile/08897947517051583099noreply@blogger.comtag:blogger.com,1999:blog-2371295367923834063.post-4404664121379330482008-05-21T21:18:00.000-05:002008-05-21T21:18:00.000-05:00

D4L,<BR/><BR/>One of the major issue I have with ETFs (including dividend focused) is their distribution is "ordinary income" which is taxed higher. This reduces the real return. While a "carefully invested" same amount in group of dividend stock, I would "tend" to get similar returns with less tax. So diversification through ETF comes at cost. Question is how to balance it ? <BR/><BR/>Excellent

Dividend Treehttp://www.blogger.com/profile/01158365117506993948noreply@blogger.comtag:blogger.com,1999:blog-2371295367923834063.post-89062334359301830522008-05-21T15:23:00.000-05:002008-05-21T15:23:00.000-05:00

About your Vanguard Index Fund. I don't like anything priced in USD. Compared to Gold. Yes I am Gold Bug but gold is money!!!<BR/><BR/>In 2000 <BR/>Gold $250 / 1 share VFINX 120 = 2.08 Oz. of Gold<BR/><BR/>In 2008<BR/>Gold $ 930 / VFINX 130 = 7.15 Oz. of Gold<BR/><BR/>for Vanguard to keep up with inflation and devaluing of the USD. Vanguard Index would have to be 1860. The index should be worth

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