Strategy Allocation In The Quest For Yield

The biggest mistake made by "retirement" investors is one of strategy -- they think in terms of "all in." They hear so much polarizing advice: to be in the market, or to be out. The average investor must read and interpret these arguments. Too often, they get it wrong.

The most important takeaway for this article is the need to consider and to balance various strategies. If you have all of the money you need -- good retirement, provision for heirs, etc. -- you should be absolutely certain to set aside enough to guarantee what you have already earned. There is nothing sadder than needless risk.

Source: A Dash of Insight

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